On my to-do list, I can now check "Pay off debt."  With the exception of one car loan (we have two vehicles) and our mortgage, we are debt free once again.  All the moving expenses and little things I insisted we have once we moved have been paid off.  Woot!  One more thing I don't have to stress out about, and one payment I no longer have to make.  Woo-hoo!!!

      I don't know about you, but debt is HUGE for me.  It looms over me like a cloud and makes me feel guilty about even the smallest of indulgences (like name-brand peanut butter versus generic!).  Now that one cloud has evaporated from my sky, it's a bit sunnier in my world, which makes me a bit sunnier.